Waiting Period for Mortgage Debt Discharged through Bankruptcy
If a mortgage debt has been discharged through bankruptcy, even if a foreclosure action is subsequently completed to reclaim the property in satisfaction of the debt, the borrower is held to the bankruptcy waiting periods and not the foreclosure waiting period. This applies to Conventional loans.
Change your loan program
Some homeowners who start out in an adjustable rate mortgage (ARM) find that they would like to switch to the stability of a fixed rate mortgage. A loan comparison chart can help you find out if you can save money with another type of loan program
Close in 30 days or less
Our goal is to help you feel educated about the process and to have the time to plan and decide before signing a contract