Use the equity you've establish
A cash-out refinance allows you to tap into the equity you have built up in your home. And, if you are currently paying for mortgage insurance and your loan-to-value has decreased, you may qualify for a loan without mortgage insurance.
Plan for your future
You may want to pay off debt, send a child to college, or use the money for home improvements. Regardless of your reasons for wanting to refinance your existing mortgage, we can help you make a decision that works best for you.
Waiting Period for Mortgage Debt Discharged through Bankruptcy
If a mortgage debt has been discharged through bankruptcy, even if a foreclosure action is subsequently completed to reclaim the property in satisfaction of the debt, the borrower is held to the bankruptcy waiting periods and not the foreclosure waiting period. This applies to Conventional loans.