The Luchechko Mortgage Team is a mortgage banking company whose primary purpose is to serve our customers with home financing solutions with extraordinary customer experience. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
MEET OUR TEAM
Waiting Period for Mortgage Debt Discharged through Bankruptcy
If a mortgage debt has been discharged through bankruptcy, even if a foreclosure action is subsequently completed to reclaim the property in satisfaction of the debt, the borrower is held to the bankruptcy waiting periods and not the foreclosure waiting period. This applies to Conventional loans.
Use the equity you've establish
A cash-out refinance allows you to tap into the equity you have built up in your home. And, if you are currently paying for mortgage insurance and your loan-to-value has decreased, you may qualify for a loan without mortgage insurance.